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Annual Campaign

Annual Campaign

Pat & Bryan Adams showed their love for their adopted country and home by leaving $45,000 to the Community Medical Clinic of Kershaw County, kicking off the Annual Campaign.

The Annual Campaign raises money each year to provide medications and medical care for the 1100 Clinic patients who are uninsured residents of Kershaw County. It will kick off on December 1, 2013. The 2014 goal is to raise $155,000.

Simple Ways to Give

There are many ways to make a contribution to the Community Medical Clinic of Kershaw County (CMCOKC). A few of the most popular and simplest include: gifts of cash; a gift of appreciated stocks or other securities, bequests, life insurance, and IRAs.

An outright gift of cash to the CMCOKC is the simplest. Gifts can be made by check, through PayPal, and soon we will offer systematic bank draft. A few benefits of cash gifts include a possible tax deduction for donor and immediate use of the funds for the CMCOKC.

Appreciated securities (held for more than one year) may be an excellent way to make a financial gift to the CMCOKC. Whether held in a brokerage account or in physical form, potential advantages of gifting appreciated securities include a possible tax deduction for donor, immediate use of funds for CMCOKC upon sale, and possible avoidance of capital gains tax on appreciation.

ANNUAL GIFT FROM YOUR IRA (set to end in 2013)
Depending upon current Federal Income Tax guidelines, it may be possible to make a gift directly from your IRA. A relatively simple process, the donor directs his or her IRA custodian to distribute directly to the CMCOKC. Possible benefits include that the distribution is not reported as income on your tax return and the CMCOKC receives the gift tax free as well as having immediate use of the funds.

Bequests are gifts made through your will or a trust after your death. A bequest to the CMCOKC can be made as a specified asset, a specific amount, or a percentage of your estate or trust. {potential advantages of bequests are that they can be revoked during your lifetime and they provide a gift to the CMCOKC at death without losing use of the asset(s) during you lifetime.

Another form of a "Bequest" that is often overlooked is to name the CMCOCK as beneficiary (or partial beneficiary) or you IRA. This is a simple process by completing a change of beneficiary designation with your IRA custodian. Some of the advantages of a bequest through your IRA include that the donor can change IRA beneficiaries at any time and the distribution at death is not reported to the donor's estate or donor's heirs as taxable income.

Life insurance policies provide a mechanism to give to the CMCOKC in the future. Common ways to give using life insurance include:
1. By purchasing a policy and naming the CMCOKC as owner and beneficiary. If the CMCOKC is named as owner and beneficiary, benefits may include the potential to make a large future gift to the CMCOKC for relatively small premium payment(s) and possible current income tax deduction for premiums paid.
2. Simply naming the CMCOKC as primary beneficiary (or as partial primary beneficiary) on an existing life insurance policy. If the CMCOKC is named as beneficiary, potential advantages to the donor include both the ease of naming the CMCOKC as beneficiary as well as the flexibility ability to revoke such designation in the future.

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